Indiana Debt Discharge Attorneys
A fresh start can make all the difference in the world. If you are unable to keep up with your mounting debt, Chapter 7 bankruptcy could discharge your debt and let you start over. At the Greenwood and Noblesville locations of the Bankruptcy Law Office of Jonathan Brown, we help individuals and families throughout Central Indiana get a new chance to write their financial future.
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Chapter 7 bankruptcy is a debt discharge program that will allow you to wipe away all dischargeable debts. In order to qualify for Chapter 7 bankruptcy, you must first pass a means test. Chapter 7 bankruptcy is geared for people who never get a chance to pay off their debt because they are always fighting to break even. If you can afford a Chapter 13 repayment plan, we will pursue that option, but, if not, we will help you get a fresh start through Chapter 7.
How Chapter 7 Works
Less complex then Chapter 13 bankruptcy, Chapter 7 bankruptcy is a streamlined process. If you pass the means test and qualify for Chapter 7, you will be debt free within three to five months of your initial filing. All your dischargeable debts will be wiped clean, and you will get the chance to rebuild your credit without having to worry about mounting debts and interest.
What Chapter 7 Means for You
You may lose some of your property if you decide to file for Chapter 7 bankruptcy. Most of your property can be saved with Chapter 13. If you are behind on your car payments or mortgage, you will lose them in Chapter 7. If you are current on those payments, you could keep those possessions. Chapter 7 also has measures in place to help with the following:
We understand that you have questions about the bankruptcy process. Our attorneys are here to provide you with answers and help you come up with solutions designed to meet your long-term financial goals.
With offices in Noblesville and Greenwood, we help families and businesses across Central Indiana who are struggling with debt. Call 317-565-4829 or contact us on-line today for a free initial consultation.